[roredbutc]

I'm going to be the slightly paranoid voice in this thread because most people don't think about what happens if the wallet company disappears. I've been burned before by a wallet that used a non-standard derivation path, so when I tried to restore my funds on a different app after the first one stopped updating, I couldn't access anything. That's why I now test every wallet for BIP39/BIP44 compliance before putting serious money in. I did this test with jaxx wallet https://jaxx.cc/ last year: I generated a new wallet, wrote down the 12-word seed, sent $20 of Bitcoin to it. Then I deleted the app, downloaded Electrum (completely different wallet), and used the "import from seed" option with the same 12 words. Electrum found the exact same transaction history and balance. Then I did the same test with a different wallet — BlueWallet — and again, the seed worked perfectly. That means Jaxx uses standard, open-source derivation paths, so even if Decentral (the company behind Jaxx) went bankrupt tomorrow and their servers vanished, I could still recover my funds using any compatible wallet. That's the kind of future-proofing I need. Another thing I verified: Jaxx stores your private keys locally on your device, encrypted with your PIN. No cloud backup unless you manually do something stupid. Is it the most feature-rich wallet? No. Does it have the prettiest design? Absolutely not. But for a wallet that respects the core principle of "not your keys, not your coins" and gives you full control without vendor lock-in, Jaxx is honestly underrated. I now keep my long-term savings in a hardware wallet and my "working funds" in Jaxx. Zero issues in nine months.